Excess Liability Insurance
Excess liability is an additional layer of insurance coverage that goes beyond the limits of primary insurance policies, providing an additional level of protection to individuals or businesses against catastrophic losses or claims.
Excess Liability Coverage Overview
Our excess liability insurance is informed by industry expertise and tailored to fit unique business risks. This coverage includes:
- Offered in both a lead and excess position
- Follow-form coverage
- Includes the ability to sit over a third party carrier’s primary auto and employer’s liability
- Unsupported excess may be available for large limit tower situations with high attachment points
- Follow form excess
- Supported excess - underlying Berkley Specialty
- Liability primary products
- Unsupported excess - for towered and layered placements for qualified opportunities seeking excess capacity over large complex placements
Target Classes
- Environmental engineers and consultants
- Remediation professionals
- Air quality and industrial hygiene consultants
- Environmental compliance/permitting
- Sampling/analytical labs
- Wildlife and impact studies
- Phase I, II, and III environmental site assessments
- Hazardous materials consulting
- Geophysical consulting
- Mold consulting
- Safety training (classroom only)
- Environmental expert witness
- Environmental manual preparation
- Radon testing consultants
- Pollution control and remediation systems (equipment & supplies)
- Machinery or machinery parts manufacturers
- Pumps and pumping equipment
- Green products
- Abrasive products (including stone, clay, grinding machinery and wheels, sand silica, sand blasting)
- Construction materials
- Chemical manufacturing
- Industrial cleaners
- Anhydrous ammonia dealers and distributors
- Mold/fungi inhibitors
- Coatings (commercial and industrial end use)
- Biofuel
- Containers and drums
- Tanks and vessels
- Plastics
- Renewable energy contractors and operators
Capacity and Policy Structures
Why Berkley Specialty Excess
At Berkley Specialty Excess, we combine financial strength, decades of expertise, and a steadfast commitment to delivering tailored insurance solutions for complex, high-risk exposures. With a relationship-driven approach and in-depth understanding of specialized industries, we’re here to help you navigate today’s evolving risk landscape with confidence.
