Contractors Pollution Liability (CPL) Insurance

All types of contractors including generalists, trade, artisan, and environmental.

Capacity available up to $25M per/aggregate limit

• Defense Cost: in addition to limits
• Restoration Costs: included in definition of Clean-Up Costs
• Bodily injury includes Mental Anguish and Emotional Distress not tied to physical injury including Medical Monitoring
• Pollutants: includes Mold and Legionella
• FBO Exception (Fixed Based Operator)
• Pollution from Conveyance
• Property Damage includes Natural Resources
• Insured’s Choice of Counsel provision
• Professional services give-back for supervision of subcontractors
• Broad Form: Contractual liability definition
• Blanket Additional Insured Coverage
• Blanket Waivers
• Temporary Storage of Asbestos
• Fines and penalties exclusion is limited to criminal fines and penalties
• Additional optional coverage (includes but not limited to):
• Fabricated Products Pollution
• Extended completed operations discovery available for projects
• Primary and Non-Contributory
• Notice of Cancellation for certificate holders
• S&A coverage for scheduled covered locations (offices, warehouses, and staging locations)

• Annual
• Project Specific with optional extended policy terms
• Owner Controlled Insurance Program (OCIP)
• Contractor Controlled Insurance Program (CCIP)
• Excess CPL
• Can be packaged with Berkley Specialty Excess’s suite of products