Environmental Excess Liability Insurance
Environmental Excess Liability is an additional layer of insurance coverage that goes beyond the limits of primary insurance policies, providing an additional level of protection to individuals or businesses against catastrophic losses or claims.
Environmental Excess Liability Coverage Overview
Our Environmental Excess Liability insurance is informed by industry expertise and tailored to fit unique business risks. This coverage includes:
- Follow-form coverage
- Lead excess over Berkley Specialty Excess primary
- Unsupported excess with $5M minimum attachment point
- Quota share structures available
Target Classes
- Environmental engineers and consultants
- Remediation professionals
- Air quality and industrial hygiene consultants
- Environmental compliance/permitting
- Sampling/analytical labs
- Wildlife and impact studies
- Phase I, II, and III environmental site assessments
- Hazardous materials consulting
- Geophysical consulting
- Mold consulting
- Safety training (classroom only)
- Environmental expert witness
- Environmental manual preparation
- Radon testing consultants
- Pollution control and remediation systems (equipment & supplies)
- Machinery or machinery parts manufacturers
- Pumps and pumping equipment
- Green products
- Abrasive products (including stone, clay, grinding machinery and wheels, sand silica, sand blasting)
- Construction materials
- Chemical manufacturing
- Industrial cleaners
- Anhydrous ammonia dealers and distributors
- Mold/fungi inhibitors
- Coatings (commercial and industrial end use)
- Biofuel
- Containers and drums
- Tanks and vessels
- Plastics
- Renewable energy contractors and operators
Capacity and Policy Structures
Why Berkley Specialty Excess
At Berkley Specialty Excess, we combine access to financial strength, decades of expertise, and a steadfast commitment to delivering tailored insurance solutions for complex, high-risk exposures. With a relationship-driven approach and in-depth understanding of specialized industries, we’re here to help you navigate today’s evolving risk landscape with confidence.
Power of Berkley
Written on Admiral Insurance Company paper, member of W. R. Berkley Corporation, whose insurance company subsidiaries are rated A+ (Superior) by A.M. Best Company.
Part of W. R. Berkley Corporation, a publicly traded global insurance organization with nearly 60 years of profitable operations.
In-House Claims Management
Claims are handled directly by an internal team; no third-party administrators.
Our claims professionals have decision-making authority, with no layered approvals or outside dependencies.
Each insured is assigned a dedicated claims professional, so brokers and insureds deal with the same person on every claim.
Not a Managing General Agent (MGA)
Not an MGA. Not owned by or affiliated with any brokers or retailers, enabling consistency and long-term underwriting commitment.
Ready to Start a Conversation?
We work with brokers who value clarity, discipline, and long-term results. If you are structuring an Excess Casualty, Excess Energy, or Environmental placement and value experienced underwriting partnership, we are ready to engage.